As you navigate this site our hope is that you will find it refreshingly different from the multitude of sites that are out there. Instead of just being order takers and just selling a policy we want to be your advocate to educate you while cutting through all the adds and catch phrases by explaining all coverage in an easy to understand format. All to often we see people take advise from friends and relatives which is not in their best interest. This can lead to bad coverage choices and possible penalties or loss of coverage that may not be able to be corrected. We see people all the time that may loose coverage or are paying excessive premiums or penalties which may cost them thousands over time. Please allow us to give you all the facts in an easy to understand way so you can be confident in the protection you choose.  Get the Complete package!!